The Golden Years: How to Use Precious Metals as Part of Your Retirement


If your IRA consists entirely of stocks, bonds and mutual funds, you could be putting your retirement at risk. As you plan for your golden years, consider low risk investments that will still allow for appreciation over time. One of your best bets for achieving that goal and enhancing your retirement portfolio is to add a self-directed Precious Metals IRA, which allows you to invest in Precious Metals as a means of building retirement savings.

Why Choose Precious Metal IRAs

If you’re interested in the long-term growth of your retirement accounts, a Precious Metals IRA could be the solution. Traditional investments can be seen as risky, volatile and stressful, while investing in Precious Metals is sometimes viewed as less worrisome. As Precious Metals tend to move inverse of other asset classes, they help add diversity to your portfolio. A self-directed IRA provides all the benefits of traditional IRAs with the added benefit of including Gold and Silver, which are often seen as a “safe haven” in times of extreme market movements or financial uncertainty.

Choosing Precious Metals

Once you’ve decided to open a Precious Metals IRA, your first step will be to select a custodian or administrator. Visit our website to find a list of custodians who have a working relationship with APMEX and offer high quality, reliable service. After the account is opened and funded, you’re ready to start purchasing. You can choose from a wide selection of IRA-approved Precious Metals products that provide financial security for investors. For a complete list, visit the APMEX website.

When you’re ready to take possession of the Precious Metals from your retirement account, you’ll have a couple of options:

  • Convert your Precious Metals to cash.
  • Take an in-kind distribution of the physical metal.

You may want to consult your tax advisor to determine which option is best for you and your financial goals.


If you’re interested in adding Precious Metals to or selling Precious Metals from your retirement account, APMEX is here to help. We have IRA-approved Precious Metals and account representatives who can help you establish a Precious Metals IRA. If you have questions or are ready to get started, please contact one of our IRA Specialists at 800.418.0235 or

Incredible Price: 1/2 oz. Gold Canadian Maple Leafs

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Get incredible APMEX Gold Prices on 1/2 oz. Gold Canadian Maple Leaf (Random Year) coins. In the past, these coins have warranted a premium of up to $85 over spot, making this a rare buying opportunity. Add these beautiful coins to your portfolio at the low-cost of spot price plus face value of $20 per coin. Buy as many as you want! Hurry, these coins will sell out fast.

Made of .9999-fine Gold, Canadian Maple Leafs have worldwide appeal among Gold collectors and investors. With fractional coins at this incredible price, you have the flexibility to invest as much as you like and get the best Gold price no matter how large your order is. Order today, while supplies last!

Canadian Maple Leaf coins are a staple among Gold investors, and are one of the most popular entry points into the Gold market. Because of current dynamics of Gold rates, APMEX is able to offer you this rare opportunity to purchase high-quality Gold bullion at the spot price plus face value. Canadian Maple Leaf coins are broadly popular with worldwide appeal and easy to sell. They are approved for Individual Retirement Accounts to help you diversify your long-term savings with precious metals. There’s no minimum purchase required to buy 1/2 oz. Gold Canadian Maple Leaf coins for just $20 face value per coin over spot. At this price, we expect these coins will go fast. Order today, while supplies last!

The Royal Canadian Mint is known for the quality and beauty of its coins. The 1/2 oz. Maple Leaf coins feature an elegant single maple leaf on the reverse or back and a profile of Queen Elizabeth II on the obverse or front. When buying random years, you can expect to receive dates of our choice.

Order Maple Leafs online today at, your online Gold dealer!

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12 Days of Christmas: Day 12 – Gold American Eagles

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For the next 24 hours only, you can buy the 1 oz. Gold American Eagle — the most popular U.S. Gold bullion coin — for only $79.99 per coin over spot. These IRA-approved coins feature iconic designs on both sides, with weight and purity guaranteed by the U.S. government. APMEX has 1 oz. Gold American Eagles in stock and ready for safe and secure shipping now. Don’t miss out. The 12 Days of Christmas Event ends Tuesday 12/13 at 10:00 AM EST. Order today, while supplies last.

Investment Appeal and Collectibility

The 1 oz. Gold American Eagles are widely held by investors and stunning to behold.

  • These extremely popular, highly liquid coins can be sold easily at any time.
  • They are approved for IRAs and can be used to diversify a long-term investment portfolio.
  • Their size and authenticity are guaranteed by the U.S. government.
  • Both sides feature iconic designs that embody the power and beauty of the American people.

Created by famed sculptor Augustus Saint-Gaudens, the front features Lady Liberty holding a torch and olive branch walking away from the U.S. Capitol against rays of sun. The back, designed by sculptor Miley Busiek, features a male bald eagle holding an olive branch as a sign of peace while, in the nest, a female bald eagle waits with her young.

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Low Pricing on Any Quantity Order as many 1 oz. Gold American Eagle coins as you like for the same low price of just   $79.99 per coin over spot.  Order today, while supplies last!

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Last Chance! Shop all of the APMEX 12 Days of Christmas Specials Today.

Missed any of our daily specials? See the complete selection of Gold and Silver offerings for the Holidays at APMEX.Order Gold American Eagles online today at!



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Special Opportunity for Austrian GOLD- but Limited Time!

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Announcing a special price on Austrian Philharmonic Gold bullion coins: Any quantity for only $49.99 per coin over spot until 3 p.m. CDT, Friday, Aug. 19, 2011.

First minted in 1989, the Austrian Philharmonic Gold bullion coins were the best-selling Gold coins in the world in 1992, 1995 and 1996 according to the World Gold Council. The Gold Philharmonic was created as a Gold tribute to the renowned Vienna Philharmonic Orchestra. The obverse of the Gold Philharmonic coin depicts the Great Organ of the Golden Hall in Vienna’s concert hall, the Musikverein. 

Gold prices fluctuate, but the popularity of the Austrian Gold Philharmonic bullion coins only increases.  APMEX offers Gold Philharmonic bullion coins in “GEM” uncirculated condition in current and backdated issues. Many Gold Philharmonic coins are eligible for precious metals IRAs; buy Gold to invest in your precious metals IRA at  APMEX makes it easy to buy Gold by offering competitive prices on all Gold bullion coins. 

Balance your portfolio with the 4th asset class of Gold today.

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What Does It Mean To Be “Bullish On Gold?”

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Recently, Michael Haynes, CEO of APMEX, appeared for an interview on The Hays Advantage from Bloomberg Radio.  Kathleen Hays, the show’s host, mentioned the fact that the price of Gold had increased to over $1,600 per ounce. She stated that she reviewed presentation Michael’s recent presentation titled “Asset Alchemy in the Uncertain and Volatile 21st Century.” Listen to the entire interview here. Kathleen got the conversation rolling by asking a pointed question:

KATHLEEN HAYS: “Michael, you’re bullish on Gold. Why?”

MICHAEL HAYNES: “Well, actually, it’s not a question of being bullish on Gold. It’s a question of being bullish on asset allocation that would include Gold.”

“Bullish” is a word that often arises in discussions related to investing, but what does it actually mean?  The term “bullish” relates to a type of financial market trend known as a “bull market.”  In a bull market, investors feel confident that the market is rising. They believe the share prices will increase for the foreseeable future. This is in contrast to a “bear” market, which is characterized by a decline in both market prices and investor confidence over a sustained period of time. 

The confidence a bull market inspires tends to lead investors to… well, invest in the hopes of benefiting from potential future price increases.  Bull markets generally exist for a country at a time when economic growth is high and unemployment is low.  Therefore, to be “bullish” about something in the financial world is to be optimistic about it, and to believe that investing in it is a sound decision that will have a positive outcome.

With that in mind, why is Michael Haynes bullish on including Gold as part of asset allocation?  What makes him confident that buying Gold as part of an investment strategy is a smart choice? He explained later in the interview:

MICHAEL HAYNES: “Of course no one can predict the future.  No one knows if cash is better, stocks are better or bonds are better; there’s seemingly a need now for a fourth asset class.  Historically that asset class has included gold, oil and real estate; all of which have different elements to them.  But Gold seems to be the asset that has been performing both in – historically – inflationary periods as well as in periods of economic stress and uncertainty, much as we’ve had for the decade of the 2000s.”

So there you have it.  Michael is bullish on Gold as an asset because the market for Gold has been and will likely continue to be a bull market.

By Craig C. Calvin, APMEX Account Manager

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Gold As An Insurance Policy

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Are you intrigued about the reasons why investors are purchasing more Gold? A primary reason for this interest in Gold is its role as an insurance policy. Possibly because no one has ever defaulted on Gold, it is considered an insurance policy that will pay out when needed.  The following are examples of how Gold reinforces that belief and how it provides financial security and protection against uncertainty:

  • The fragile economic recovery we are experiencing in the U.S.
  • The high level of debt in our cities, states and federal government.
  • The fragile economic recovery in the European Union, Russia, Japan and many other parts of the world.
  • The sovereign debt crisis in Greece, Portugal and Ireland that threatens to spread into Italy and Spain and eventually the entire European Union.
  • The geopolitical tensions in the Middle East; India and Pakistan; North & South Korea and elsewhere
  • The volatile currency markets. Even Central Banks are becoming less reliant on paper money and trading it for gold.
  • The devaluation of the U.S. dollar.
  • Investors try to deal in financial markets which move at the speed of light, and where “flash crashes” occur and one year later can still not be explained.
  • Inflation in the U.S. and other countries where governments choose to print more money to cover their debts.
  • Black Swan Events. The recent earthquake, tsunami and nuclear reactor problems devastated Japan. Unexpected events with severe negative consequences cannot be predicted. We know they will come but we cannot anticipate the time and locations.

Gold holds value in times of uncertainty where your other investments do not. There is an old saying, “Put 5-10% of your money in Gold and 90-95% into the three primary asset classes; then every night go to bed and hope Gold prices go down because that means everything else just went up.” 

Geoff Varner, APMEX Account Manager

Weekly Recap 6.17.11

On Monday, investors were jittery about Friday’s big selloff, and they cashed out their Gold holdings to cover losses in other markets.  Ratings agency S&P cut Greece’s government debt, indicating a strong possibility of a default.  Pimco’s Bill Gross said Monday that the U.S. is financially worse off than Greece and other European debt-laden countries. Mr. Gross makes the point that although the current focus is on the $14.3 trillion dollar debt, when the future costs of Medicare, Medicaid and Social Security are considered, the total is more than $100 trillion dollars.

On Tuesday, investors went bargain shopping and markets lifted off support from a few days earlier. The People’s Bank of China announced a rate hike indicating that they are making efforts to curb China’s rapidly inflating economy.  Fed Chairman Ben Bernanke said, “History makes clear that failure to put our fiscal house in order will erode the vitality of our economy, reduce the standard of living in the United States and increase the risk of economic and financial instability.”

Wednesday brought news of massive strikes and protests in Greece.  Images of riot police clashing with civilians made investors leery and sparked a selloff in the Euro.  Nervousness brought on by the situation in Greece caused a 164-point drop in the Dow.  CPI data indicated inflation in the U.S. and added fuel to the fire.

On Thursday the Euro continued its slide on the back of more chaos in Greece.  The jobs report released on Thursday added some support to U.S. markets but most attention was still focused on Greece.  Jobless claims fell last week to 414,000 claims; this fall in jobless claims was 6,000 more claims than expected. The moving average is still well above 400,000 claims and the June figures are not expected to look much different than the dismal May figures. The unemployment future still appears cloudy.

Germany and France announced Friday morning that they were united on a bailout plan to prevent a Greek default and this buoyed the U.S. equities markets. Continued protests however, indicate a lack of will in the Greek populace to make necessary sacrifices.  According to recent data from Case-Shiller, the current U.S. housing crisis could be worse than the Great Depression. Prices have fallen 33% since the collapse began which is greater than the 31% fall during the Great Depression. This Case-Shiller data is arriving when this QE2 is ending and the Federal Reserve must decide if the U.S. economy is able to stabilize.

Spot Gold prices opened this week at $1,530.10. The high during the week was on Friday, June 17th at $1,543.00, while the low for the week occurred on Monday, June 13th at $1,511.40. Gold ended the week up $10.20 at $1,540.30. This week, the most popular Gold bullion products were 2011 Gold American Eagles, 1 oz. Pamp Suisse Gold Bars, and 2011 1 oz. Gold Maple Leafs.

Spot Silver prices opened this week at $36.29. Silver reached a high of $36.53 on Monday, June 13th while this week’s low for Silver occurred on Tuesday, June 14th at $34.40. Silver ended the week down $0.30 at $35.99. The most popular Silver products on this week were 2011 Silver American Eagles, 2011 Silver Maple Leafs, 1 oz. Silver Buffalo Rounds and 10 oz. APMEX Silver Bars.

Spot Platinum prices opened this week at $1829.10 and ended the week down $70.10 at $1,759.00. Popular Platinum products this week included, 1 oz. Platinum Bars, 1/10 oz. Platinum American Eagles, and 1 oz. Platinum American Eagles.

Spot Palladium prices opened this week at $814.80 and ended the week down $66.80 at $748.00. Palladium investors preferred 1 oz. Pamp Suisse Palladium Bars and Palladium Canadian Maple Leafs this week at

Featured Bullion Product:      Austrian 100 Corona Gold CoinsBuy Gold, Gold Prices, APMEX, Austria Corona, Gold Demand, precious metals

The Austrian 100 Corona Gold Coins are some of the most interesting coins in the world because of their history. For example, the Austrian 100 Corona Gold Coins were among some of the first gold bullion coins available upon the enactment of an executive order on December 31, 1974, that re-entitled Americans to own gold bullion. In addition to their availability at the time of the 1974 order, the Austrian Corona Gold Coins are also fascinating because they are restrikes, which are official reproductions of coins that were originally minted for circulation. Issued from 1908 to 1914, the Austrian 100 Gold Coins first featured their date of issue. After the death of the Austrian Emperor Franz Joseph however, the gold coins were only produced as commemorative pieces and were dated 1915.

 Minted in Vienna Austria, the Austrian 100 Corona Gold Coin is .900 fine gold (21.6 karat gold) and contains 0.9802 troy ounces of gold. Designed by Stephan Schwartz, the Austrian 100 Corona Gold Coin pays tribute to Austrian nationalism and pride. The obverse of the Austrian Corona Gold Coin displays a portrait of the Austrian Emperor Franz Joseph I, who ruled from 1848 to 1916. The reverse features the Austrian Coat of Arms symbol, depicting a double eagle and a crown. Moreover, the edges of the Austrian 100 Corona Gold Coins include the lettering Vnitus Viribvs, which means “the unified strength,” a well-known motto attributed to Franz Joseph I. No longer minted, the Austrian 100 Corona Gold Coins are some of the lowest-premium gold bullion coins available on the world coin market. Appealing to both collectors and investors alike, the Austrian 100 Corona Gold Coins have begun to attract attention for both their unique history and low-premium gold status.